Welcome to Merchants Capital Access

Merchants Capital Access (MCA) provides working capital cash advances to small to medium size merchants secured by a portion of your future credit card receipts. As a subsidiary of a large merchant processor we are uniquely qualified to manage your account. Don't get caught in the crossfire between your merchant processor and cash advance company. MCA will seamlessly integrate your cash advance transaction with your processing account saving you time and trouble.

Our underwriting is fast and easy (refer to the MCA application). We convert a percentage of your future credit card receipts into cash today. The agreed upon percentage is deducted daily from your credit card receipts until the total amount assigned is received. You can use the cash for any business purpose including capital improvements, inventory, advertising etc. If you process at least $5,000 per month in credit card sales you are eligible to participate.

Apply now and receive your approval within 48 hours.
There is no application fee.