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A merchant cash advance from MCA is a fast and easy alternative to traditional lending methods. We say “YES” to your business with ease and speed. Most applicants get approval within 48 hours. Typically, you will receive working capital directly in your account in as little as 3 business days. When you need cash now, Merchants Capital Access is the right choice. Don’t let a bank decide your small business’s future. Let us make it all about you.